Friday, May 11th, 2012
So, you think that there aren't free things in life, right? Well, in the case of cash back credit cards there are. You just need to know how to play the game. For starters, there are a few rules for you to remember. If you carefully follow these rules ...
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Friday, May 11th, 2012
Essentially, a settlement is when the creditor allows you to pay the loan back for less than you owe. Thus, if a debtor owed $6,000 and they offered the debtor a fifty percent settlement, the debtor would only pay $3,000 in order to wipe the entire debt clean. After you ...
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Thursday, May 10th, 2012
Dear Credit Card Adviser, I got divorced recently. My husband left me with two kids and a lot of credit card debt . About 90 percent of charges for the last year he did for his traveling and business purposes. He is the primary cardholder and I am an ...
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Saturday, May 5th, 2012
Although the bank will offer you a credit card when you open a checking or savings account with them, you should not always work on the theory that theirs is the best deal. It is important that you shop around for the best business credit card available and one ...
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Sunday, April 29th, 2012
1. Repetitive use of credit card numbers. After a credit card number has been used and disregarded, say cancelled, credit card companies would reissue the same number to other cardholders. The personal identification numbers (PIN) is changed as well as the credit cardholder's personal information. But it still bears the ...
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Thursday, April 26th, 2012
So which is better, more or less? Experts say there is no ideal number of credit cards to own. The amount of plastic you carry should depend on your spending habits and ability to pay off debt. The following factors will help you decide how many credit cards you need. ...
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Monday, April 23rd, 2012
The numbers of small businesses that use these cards are ever-growing. A recent report shows that 66% of small businesses use these cards for purchasing and financing. Forty percent of this number use their exclusively use credit cards for their payments. But why should a business apply for one? Are ...
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Friday, April 20th, 2012
The way these companies handle your accounts has a lot to do with why your credit card debt is so hard to get rid of. When you owe a few thousand dollars to a credit card company and they are constantly slapping you with fees, jack up your interest rates ...
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Sunday, April 15th, 2012
It may not seem like it, but it is possible go to through life without using a credit card. That being said, when used responsibly, credit cards offer numerous advantages over other payment methods . They're convenient, they protect you against fraud and theft, and they offer cash back and ...
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Saturday, April 14th, 2012
There are plenty of credit cards that have travel rewards - some let you rack up the airmiles to get away on a plane ride for free or at reduced cost and some offer travel extras such as discounts on packaged holidays and flights or a chance to take advantage ...
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